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Platinum Card® from American Express
 
Issued by: American Express
Card Category: Charge
Annual Fee: $450
APR: n/app

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Review - Platinum Card® from American Express
Updated: April 1, 2009
The Platinum Card® from American Express is a charge card designed for those who have an excellent credit history, can pay in full each month, and want to avoid accumulating credit card debt.

This platinum card is by far one of the most glamorous of all platinum cards - offering numerous benefits and services to cardholders. Choose the Platinum Card® from American Express. In addition to the services provided by the gold card, the platinum card offers a concierge service, exclusive shopping discounts, up to $500,000 in travel acci dent insurance, and various travel related discounts, benefits, and services for cardholders (too many to list here). Read the ‘Additional Perks’ section (see below) as some of the benefits are quite impressive and unique. American Express already offers the Platinum Card® from American Express online.

Access to the Membership Rewards® program is free and offers cardholders the opportunity to redeem accumulated points for various services and benefits. For those who are not familiar with the Membership Rewards® program, it is by far one of the best and most flexible reward programs available, with no expiration or yearly limit applied towards points earned. View the specifics of the Platinum Card® from American Express, including intro APR, duration, regular APR, reward programs, etc. Plus, cardholders get 25,000 bonus points when they spend $1,000 in their first three months of membership - that`s the equivalent of one domestic airline ticket.

Of course, all these services and benefits come with a hefty price - a $450 annual fee, which is one of the highest annual fees in the credit card industry. Due to its high annual fee, this card should be exclusively used by those who spend at least $3,500 - $4,500 or more on their credit cards each month, frequently travel, and plan to take advantage of the many exclusive benefits offered. American Express has gained trust of their clients as a reliable partner since the first days of its existence.

Therefore, those who will take advantage of the many services and discounts and plan to spend several thousand dollars a month will benefit most from the Platinum Card® from American Express.

Most Attractive Feature(s) - Platinum Card® from American Express
Free access to rewards program; many benefits and additional perks.

Reward - Platinum Card® from American Express

Expiration: None
Yearly Limit: None
Points per Dollar: 1 Point
Additional Points: None
Point Details: Points are redeemable for travel, entertainment, shopping, and more.
Bonus Points: Other: 25,000 Points

   

 

Pulaski Bank Visa® Card

  • Fixed low-rate;
  • One of The Best Credit Card Rates in the Country;
  • No Fee balance transfers;

 

Miles by Discover® Card

  • Travel with no restrictions;
  • Earn miles faster;
  • Redeem for your choise of rewards;
  • 0% APR;

 

Starwood Preferred Guest® Credit Card from American Express

  • Earn 10,000 Starpoints® with your first purchase;
  • Pay no annual fee for the first year and only $45 thereafter;
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