Home Affiliate Privacy Policy Contact US
Advanta Bank | American Express | Bank of America
BANKFIRST | Chase Manhattan Bank | CitiBank
Discover Bank | First Bank of Delaware | First USA
HSBC Bank Nevada, N.A. | MetaBank |
New Millennium Bank | Pulaski Bank | U.S. Bank

Card Discover® Open Road(SM) Card Apply Online
*Terms and Conditions

 
Discover® Open Road(SM) Card
 
Issued by: Discover
Card Category: Reward - Gas
Introductory Rate: 0% Intro APR*
Time Period: See Terms and Conditions
Annual Fee: $0
APR: 10.99%

>>> Express Application <<<
Sign In, Save Time

Complete this secured application in only
5-10 minutes.

 
Review - Discover® Open Road(SM) Card
Updated: May 8, 2008
The Discover® Open Road(SM) Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards for their gas and auto maintenance spending.

Through the reward program, cardholders earn a full 5% in cash rebates for gas and auto maintenance purchases, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores. Apply today for the Discover Open Road(SM) Card by completing a secure online application.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a full 1% rebate.*

This card also offers a variable rebate on gas and auto maintenance purchases. Those who spend up to $1,200 will receive a full 5% rebate, between $1,200 and $1,500 will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate. Online credit card applications for the Discover Open Road(SM) Card. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. Get detailed information about the Discover Open Road(SM) Card, issued by Discover.

Aside from the reward program, the card also provides several platinum benefits, including travel acci dent insurance, auto rental insurance, and various fraud and security protection services.

This card has an attrac tive 0% introductory rate on purchases for six months and a 0% introductory rate on balance transfers for twelve months. The APR for this card is reasonably low, although it is important to note that only higher qualifying applicants will receive the lowest rate available. Discover Open Road(SM) Card profile for credit card applicants or research.

Finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasio nally carry a balance, in comparison to the "Average Daily Balance" method used by most card issuers.

Therefore, those who plan to spend up to $1,200 a year on gas and auto maintenance purchases (to earn the full 5% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road(SM) Card has to offer.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

Most Attractive Feature(s) - Discover® Open Road(SM) Card
Double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); no annual fee.

Reward - Discover® Open Road(SM) Card

Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
Yearly Limit: None
Rebate Minimum: .25%
Rebate Maximum: 5%
Additional Rebates: Earn a full 5% rebate for up to $1,200 in gas and auto maintenance purchases; 0.25% for over $1,200 up to $1,500; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.

   

 

American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.

 

Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.

 

US Airways® Visa Signature® Credit Card

  • Bonus miles;
  • double miles through US Airways;
  • low introductory rate;
  • annual $99 companion tickets.
       HOME    AFFILIATE    PRIVACY POLICY    ALL CARDS    CONTACT US
      
Copyright © 2007 NMSReporting. All rights reserved.