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Card Discover® Student Card - Monogram Collection Apply Online
*Terms and Conditions

 
Discover® Student Card - Monogram Collection
 
Issued by: Discover
Card Category: Student
Introductory Rate: 0% Interest* for 6 Months
Time Period: 6 Months
Annual Fee: $0
APR: 16.99%

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Review - Discover® Student Card - Monogram Collection
Updated: May 8, 2008
The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® Reward program as well as a personalized card design that displays the cardholder's initial(s).

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Discover has announced the Discover Student Card - Monogram Collection. Plus, cardholders earn up to 1% for general purchases.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. Get detailed information about the Discover Student Card - Monogram Collection, issued by Discover. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

Aside from the reward program, the unique feature of this card is that cardholders can choose from three card designs that will display either their first initial or their first and last initials on the front of the card. Explore the many reasons to apply for the Discover Student Card - Monogram Collection today.

The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at partici pating merchants and retailers.

The APR for this card is above average, but there is no annual fee and 0% interest on purchases for six months.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Monogram Collection has to offer. View the specifics of the Discover Student Card - Monogram Collection, including intro APR, duration, regular APR, reward programs, etc.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

Most Attractive Feature(s) - Discover® Student Card - Monogram Collection
Personalized card design; double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); no annual fee; 0% intro APR on purchases.

Reward - Discover® Student Card - Monogram Collection

Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
Yearly Limit: None
Rebate Minimum: .25%
Rebate Maximum: 5%
Additional Rebates: Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.

   

 

American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.

 

Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.

 

US Airways® Visa Signature® Credit Card

  • Bonus miles;
  • double miles through US Airways;
  • low introductory rate;
  • annual $99 companion tickets.
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