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Card Discover® Student Card Apply Online
*Terms and Conditions

Discover® Student Card
Issued by: Discover
Card Category: Student
Introductory Rate: 0% Interest* for 6 Months
Time Period: 6 Months
Annual Fee: $0
APR: 16.99%

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Review - Discover® Student Card
Updated: May 8, 2008
The Discover® Student Card, issued by Discover, is designed for those with very good credit who are look ing for a cash reward credit card.

Through the reward program, cardholders earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Learn about the Discover Student Card. Plus, cardholders earn up to 1% for general purchases.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. Discover Student Card Reviews and Reward Card Applications Online. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

Aside from the reward program, the card also provides platinum benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at partici pating merchants and retailers. Looking for Discover Student Card, our web site has what you are look ing for.

The APR for this card is above average, but there is no annual fee and 0% interest on purchases for six months.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card has to offer.

Students who plan to carry a large balance should consider a lower interest rate card that applies the "Average Daily Balance" method. With just a few clicks of your mouse, you can apply for the Discover Student Card. Any finance charges saved will be more than any cash rebates earned.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

Most Attractive Feature(s) - Discover® Student Card
0% intro APR on purchases; double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); no annual fee.

Reward - Discover® Student Card

Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
Yearly Limit: None
Rebate Minimum: .25%
Rebate Maximum: 5%
Additional Rebates: Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.



American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.


Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.


US Airways® Visa Signature® Credit Card

  • Bonus miles;
  • double miles through US Airways;
  • low introductory rate;
  • annual $99 companion tickets.
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