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Card Discover® More(SM)  Card - Clear Apply Online
*Terms and Conditions

Discover® More(SM) Card - Clear
Issued by: Discover
Card Category: Reward - Cash
Introductory Rate: 0% Intro APR*
Time Period: 12 Months
Annual Fee: $0
APR: 10.99%

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Review - Discover® More(SM) Card - Clear
Updated: May 6, 2008
The Discover® More(SM) Card - Clear, issued by Discover, is designed for those with very good credit who are look ing for a cash reward credit card.

Through the reward program, cardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Find your perfect Discover credit card. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from partici pating Discover Card Partners. Discover credit cards are the most trusted credit cards that ever existed. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

The card has no annual fee, an attrac tive 0% introductory rate on purchases for six months, and a 0% introductory rate on balance transfers for twelve months. It just takes a minute to complete and submit your Discover More(SM) Card - Clear application online. The APR on purchases for this card is reasonably low after the introductory offer expires for those who qualify.

The card provides several platinum benefits, including travel acci dent insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also have access to discounts on products and services at partici pating merchants and retailers. Here you can view the Discover More(SM) Card - Clear.

Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at partici pating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More(SM) Card - Clear has to offer.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

Most Attractive Feature(s) - Discover® More(SM) Card - Clear
Double cash rebates at partici pating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.

Reward - Discover® More(SM) Card - Clear

Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus.)
Yearly Limit: None
Rebate Minimum: .25%
Rebate Maximum: 5%
Additional Rebates: Cardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.
Rebate Details: Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.
Bonus Rebates: Details: **Cardholders will earn $40 Cashback Bonus® $500 in purchases are made.



American Express SimplyCash(SM) Business Card

  • No annual fee;
  • unlimited cash back;
  • 0% introductory rate.


Financial Rewards® Visa® Platinum Plus®

  • No annual fee;
  • reasonable APR on purchases.


US Airways® Visa Signature® Credit Card

  • Bonus miles;
  • double miles through US Airways;
  • low introductory rate;
  • annual $99 companion tickets.
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