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Card New Millennium Bank Secured Black Diamond Visa®/MasterCard® Apply Online
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New Millennium Bank Secured Black Diamond Visa®/MasterCard®
 
Issued by: New Millennium Bank
Card Category: Secured
Annual Fee: $59
APR: 19.5%

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Review - New Millennium Bank Secured Black Diamond Visa®/MasterCard®
Updated: April 1, 2009
The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.

Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel acci dent insurance, and an extended warranty for purchases. Apply today for the New Millennium Bank Secured Black Diamond Visa/MasterCard by completing a secure online application. Perhaps the best benefit is the free companion airline ticket, which is awarded to cardholders upon approval. The card also offers a referral program that rewards cardholders with up to $50 per approved referral. New Millennium Bank has a great variety of credit card deals.

Although the APR applied to purchases is high for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. This card also has a no credit check and no turn-down policy. Apply for the New Millennium Bank Secured Black Diamond Visa/MasterCard from New Millennium Bank.

There is an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95 ($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®).

It is important to note that a drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. See New Millennium Bank Secured Black Diamond Visa/MasterCard Terms and Conditions.

Therefore, those who do not mind accumulating finance charges once a transaction is posted and can afford the $300 minimum deposit will benefit most from what the New Millennium Bank Secured Black Diamond Visa®/MasterCard® has to offer.

Most Attractive Feature(s) - New Millennium Bank Secured Black Diamond Visa®/MasterCard®
No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment.

Reward - New Millennium Bank Secured Black Diamond Visa®/MasterCard®

   

 

Pulaski Bank Visa® Card

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