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Card New Millennium Bank Secured Platinum Visa®/MasterCard® Apply Online
*Terms and Conditions

 
New Millennium Bank Secured Platinum Visa®/MasterCard®
 
Issued by: New Millennium Bank
Card Category: Secured
Annual Fee: $59
APR: 19.5%

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Review - New Millennium Bank Secured Platinum Visa®/MasterCard®
Updated: April 22, 2008
The New Millennium Bank Secured Platinum Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card.

Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, up to $100,000 in travel acci dent insurance, and an extended warranty for purchases. See the New Millennium Bank Secured Platinum Visa/MasterCard Terms and Conditions for full details. Perhaps the best benefit is the free companion airline ticket, which is awarded to the cardholders upon approval.

The card offers a free membership to TheWorldsBestTravelClub, which offers discounts on a variety of travel services and provides cardholders with a $69 cash rebate on their first condo booking. Get rewards with New Millennium Bank Secured Platinum Visa/MasterCard. The card also offers referral program that rewards cardholders with up to $50 per approved referral.

Although the APR applied to purchases is above average for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. Learn more about this New Millennium Bank Secured Platinum Visa/MasterCard here!. This card also has a no credit check and no turn-down policy.

There is an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95 ($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®).

It is important to note that a major drawback of the card is that there is no grace period for purchases. New Millennium Bank Secured Platinum Visa/MasterCard from New Millennium Bank. This means that interest will be applied immediately to any charges made with the card.

Therefore, those who do not mind accumulating finance charges once a transaction is posted and can afford the $300 minimum deposit will benefit most from what the New Millennium Bank Secured Platinum Visa®/MasterCard® has to offer.

Most Attractive Feature(s) - New Millennium Bank Secured Platinum Visa®/MasterCard®
No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment; travel-related benefits.

Reward - New Millennium Bank Secured Platinum Visa®/MasterCard®

   

 

American Express SimplyCash(SM) Business Card

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Financial Rewards® Visa® Platinum Plus®

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US Airways® Visa Signature® Credit Card

  • Bonus miles;
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